Best Hotel Credit Cards for 2023
Best for General Travel Rewards:
- Chase Sapphire Preferred® Card
Best for Hilton:
- Hilton Honors American Express Card
Best for Premium Hotels:
- Capital One Venture X Rewards Credit Card
Best for Elite Status:
- The Platinum Card® from American Express
Other Hotel Credit Cards to Consider:
- Marriott Bonvoy Boundless® Credit Card
- Wyndham Rewards Earner® Plus Card
What Are Hotel Rewards Programs?
- Earn points for hotel stays and purchases to redeem for future bookings with the hotel chain.
- Common hotel rewards programs include Marriott Bonvoy, Hilton Honors, and Wyndham Rewards.
Value of Hotel Rewards:
- Value can vary depending on factors such as property, season, and booking details.
Hotel Credit Card Rewards Programs
- General travel credit cards offer flexibility but may require booking through the issuer's portal.
- Co-branded hotel credit cards often offer elite status benefits.
Choosing a Hotel Credit Card
- Consider your travel habits and preferences.
- Check for welcome bonuses, rewards categories, added benefits, and hotel rewards programs.
Hotel Credit Card Pros:
- Savings on hotel stays, elite status benefits, and welcome offers.
Hotel Credit Card Cons:
- Limited rewards in other categories or high annual fees.
FAQ
Best Credit Cards for Travel Rewards:
- Depends on travel habits and preferences. Consider Capital One Miles or Chase Ultimate Rewards cards.
Best Rewards Program for Frequent Travelers:
- Chase Ultimate Rewards, American Express Membership Rewards, or Citi ThankYou Rewards offer flexible redemption options.
Cash Back with Credit Cards:
- Many rewards credit cards offer cash-back rewards instead of points.
Current Top-Rated Credit Cards for Cash Back and Travel Rewards:
- Chase Ultimate Rewards, Citi ThankYou Rewards, or Wells Fargo Rewards programs offer both cash-back and travel redemptions.