Most Livable Cities in the U.S. and Their Cost of Living

Methodology:

GOBankingRates determined the most livable cities in each state by considering various factors:

* Total population
* Total households
* Household median income
* Average single family home value
* Cost of living indexes
* Livability index

The average cost of living was calculated using cost of living indexes and expenditure costs from the Bureau of Labor Statistics. The average mortgage cost was estimated based on the average home value, a 10% downpayment, and the national average mortgage rate.

Findings:

| State | Most Livable City | Household Median Income | Livability Index | Total Monthly Cost of Living |
|---|---|---|---|---|
| Alabama | Hoover | $101,765 | 83 | $4,652 |
| Alaska | Sitka | $95,261 | 85 | $5,134 |
| Arizona | Gilbert | $115,179 | 89 | $5,589 |
| Arkansas | Rogers | $78,075 | 88 | $3,908 |
| California | Cupertino | $223,667 | 88 | $21,472 |
| Colorado | Lafayette | $105,819 | 90 | $6,380 |
| Connecticut | New Milford | $70,625 | 85 | $4,999 |
| Delaware | Newark | $67,738 | 83 | $4,312 |
| Florida | Wilton Manors | $81,424 | 91 | $6,794 |
| Georgia | Avondale Estates | $136,250 | 87 | $5,773 |
| Hawaii | Kailua | $138,363 | 83 | $11,826 |
| Idaho | Post Falls | $71,042 | 88 | $4,843 |
| Illinois | Jerome | $52,083 | 92 | $2,743 |
| Indiana | West Lafayette | $30,317 | 90 | $3,936 |
| Iowa | Ankeny | $101,151 | 92 | $3,975 |
| Kansas | Lawrence | $59,834 | 88 | $4,025 |
| Kentucky | Bellevue | $66,741 | 92 | $3,346 |
| Louisiana | Metairie | $72,070 | 85 | $3,819 |
| Maine | Freeport | $76,012 | 88 | $5,839 |
| Maryland | University Park | $191,205 | 93 | $6,266 |
| Massachusetts | Lexington | $206,323 | 92 | $12,189 |
| Michigan | Clawson | $82,713 | 92 | $3,676 |
| Minnesota | Rochester | $83,973 | 92 | $3,818 |
| Mississippi | Oxford | $56,784 | 88 | $3,989 |
| Missouri | Maplewood | $58,448 | 87 | $3,465 |
| Montana | Bozeman | $74,113 | 87 | $7,109 |
| Nebraska | Brandon | $101,747 | 87 | $4,152 |
| Nevada | Henderson | $66,356 | 82 | $4,819 |
| New Hampshire | Concord | $77,874 | 88 | $4,508 |
| New Jersey | Pompton Lakes | $113,781 | 92 | $5,258 |
| New Mexico | Los Alamos | $130,342 | 81 | $5,184 |
| New York | Pittsford | $116,250 | 93 | $4,828 |
| North Carolina | Cary | $125,317 | 90 | $5,776 |
| North Dakota | Fargo | $64,432 | 84 | $3,648 |
| Ohio | Grandview Heights | $100,833 | 94 | $5,236 |
| Oklahoma | Norman | $62,849 | 83 | $3,527 |
| Oregon | Sherwood | $109,770 | 92 | $6,076 |
| Pennsylvania | Jenkintown | $118,750 | 94 | $5,197 |
| Rhode Island | Cranston | $83,123 | 85 | $4,603 |
| South Carolina | Simpsonville | $79,937 | 86 | $4,088 |
| South Dakota | Sioux Falls | $101,747 | 87 | $4,152 |
| Tennessee | Clarksville | $62,688 | 83 | $3,723 |
| Texas | Denton | $71,921 | 85 | $4,147 |
| Utah | Kaysville | $121,867 | 89 | $5,733 |
| Vermont | Montpelier | $76,143 | 83 | $4,694 |
| Virginia | Lynchburg | $56,243 | 91 | $3,371 |
| Washington | Battle Ground | $94,360 | 90 | $5,667 |
| West Virginia | Nutter Fort | $56,125 | 87 | $2,685 |
| Wisconsin | Whitefish Bay | $142,356 | 93 | $5,549 |
| Wyoming | Cheyenne | $74,989 | 83 | $4,230 |