The Ultimate Guide to Grocery Credit Cards for 2025
Grocery shopping is a significant monthly expense for many people, especially in the United States. According to the United States Department of Agriculture, the average American spends around $5,703 on food at home each year. This makes it important to maximize your grocery savings, and one of the best ways to do this is by using a grocery rewards credit card.
Benefits of Using a Grocery Rewards Credit Card
* Earn cash back, points, or miles on your grocery purchases
* Save money on your monthly grocery bill
* Get access to exclusive discounts and promotions
* Enjoy other benefits, such as travel rewards, extended warranties, and purchase protection
Best Grocery Credit Cards for 2025
Here are our top picks for the best grocery credit cards for 2025:
| Card | Rewards | Annual Fee | Welcome Bonus |
|---|---|---|---|
| Capital One Savor Cash Rewards Credit Card | 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target); 1% cash back on all other purchases | $0 | Earn $200 cash back after spending $500 on purchases in the first 3 months |
| Blue Cash Preferred® Card from American Express | 6% cash back at U.S. supermarkets (on up to $6,000 in purchases annually, then earn 1%); 6% cash back on select U.S. streaming subscriptions; 3% cash back on transit and U.S. gas stations; 1% cash back on all other purchases | $0 intro annual fee for the first year, then $95 | Earn a $250 statement credit after spending $3,000 in eligible purchases in the first 6 months |
| Blue Cash Everyday® Card from American Express | 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%); 3% cash back on U.S. online retail purchases (on up to $6,000 per year in purchases, then 1%); 3% cash back at U.S. gas stations (on up to $6,000 per year in purchases, then 1%); 1% cash back on all other purchases | $0 | Earn a $200 statement credit after spending $2,000 within the first 6 months |
| American Express® Gold Card | 4x Membership Rewards Points at restaurants worldwide (on up to $25,000 per calendar year in purchases, then 1x); 4x Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1x); 3x Membership Rewards points on flights booked directly with airlines or on AmexTravel.com; 2x Membership Rewards points on prepaid hotels and other eligible purchases booked on AmexTravel.com; 1x Membership Rewards points on all other eligible purchases | $325 | Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases in the first 6 months |
| Prime Visa | 10% or more on a rotating selection of items and categories on Amazon.com (with an eligible Prime membership); 5% at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases; 2% at gas stations, restaurants, and on local transit and commuting (including rideshare); 1% on all other purchases (unlimited) | $0 | Get a $100 Amazon Gift Card instantly upon approval (exclusively for Prime members) |
| Chase Freedom Flex® Card | 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate; 5% cash back on travel purchased through Chase Travel℠; 3% on dining, including takeout and drug stores; 1% on all other purchases | $0 | Earn a $150 bonus after you spend $500 on purchases in the first 3 months |
| U.S. Bank Shopper Cash Rewards® Visa Signature® Card | 6% cash back on the first $1,500 in combined purchases each quarter with two retailers of your choice; 5.5% cash back on hotel and car reservations booked directly in the Rewards Travel Center; 3% cash back on the first $1,500 in purchases each quarter on one everyday category of your choice (like wholesale clubs, gas and EV charging stations, bills and utilities); 1.5% cash back on all other purchases | $0 for the first year, then $95 | Earn a $250 bonus after spending $2,000 within the first 120 days |
| Citi Custom Cash® Card | 5% cash back on purchases in your top eligible spend category each billing cycle (up to the first $500 spent, 1% cash back after that); 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ through 6/30/2025; 1% unlimited cash back on all other purchases | $